This question is common for individual filers who are married. Bankruptcy effects your credit by way of your social security number being disclosed in your bankruptcy petition, which is then reported to the credit records. If your spouse is not filing for bankruptcy protection, then your spouse's social security number will not be disclosed in the petition. This means the non-filing spouse's credit records should not be effected.
If joint debts exist between the filing and non-filing spouse, contact our office to schedule a free consultation, at which time we can answer your questions based on your unique set of facts.
(404) 680-7010
Van Wieren Law Firm, LLC - Atlanta Bankruptcy
http://www.vanwierenlaw.com/
http://www.avvo.com/attorneys/30306-ga-angel-jacobs-1843565.html
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